Chit Fund Plans

Choose Your Perfect Plan

All plans run for a disciplined 20-month duration. Click "View 20-Month Schedule" on any plan to see the exact month-by-month verified dues, kasar discounts, and prize money.

₹1,00,000
20 Months · Entry Plan
Total Due Paid: ₹86,150
Total Kasar (Saved): ₹13,850
Month 2 Prize: ₹70,000
Final Month 20 Prize: ₹95,000
💬 Join ₹1 Lakh Plan
₹2,00,000
20 Months · Smart Saver
Total Due Paid: ₹1,72,300
Total Kasar (Saved): ₹27,700
Month 2 Prize: ₹1,40,000
Final Month 20 Prize: ₹1,90,000
💬 Join ₹2 Lakhs Plan
₹5,00,000
20 Months · Family Growth
Total Due Paid: ₹4,30,750
Total Kasar (Saved): ₹69,250
Month 2 Prize: ₹3,50,000
Final Month 20 Prize: ₹4,75,000
💬 Join ₹5 Lakhs Plan
₹10,00,000
20 Months · Business Expansion
Total Due Paid: ₹8,61,500
Total Kasar (Saved): ₹1,38,500
Month 2 Prize: ₹7,00,000
Final Month 20 Prize: ₹9,50,000
💬 Join ₹10 Lakhs Plan
₹20,00,000
20 Months · High Capital
Total Due Paid: ₹17,23,000
Total Kasar (Saved): ₹2,77,000
Month 2 Prize: ₹14,00,000
Final Month 20 Prize: ₹19,00,000
💬 Join ₹20 Lakhs Plan
⭐ Most Popular
₹50,00,000
20 Months · Premium Plan
Total Due Paid: ₹43,07,500
Total Kasar (Saved): ₹6,92,500
Month 2 Prize: ₹35,00,000
Final Month 20 Prize: ₹47,50,000
💬 Join ₹50 Lakhs Plan
Clarity on Earnings

How Does Kasar (Discount) Benefit You?

In a chit fund, when members participate in the monthly auction, the foreman's commission and auction dividend are redistributed to all non-prized subscribers.

This distributed dividend is known as Kasar. Instead of paying the full face due every month, your due amount is reduced by this kasar, meaning you pay significantly less than the face value while accumulating your full chit amount!

Example: ₹50 Lakhs Plan

  • Nominal 20-Month Value: ₹50,00,000
  • Actual Total Due You Pay: ₹43,07,500
  • Total Kasar Discount Earned: ₹6,92,500
  • Month 20 Final Prize: ₹47,50,000

All plans are fully regulated under official NIDHI guidelines (Reg. No: U64990TN20PTC187072).

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